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Mortgage News

Accidental Landlords and Income Tax: Depreciation and Other Claims

11 years ago
Accidental landlords are those that find themselves in a situation where they are forced to rent out their home. Fundamentally,…
Mortgage News

The FHA 203(k) Loan Program: Mortgages for Distressed Homes

11 years ago
The FHA 203(k) loan program is an ideal platform to receive mortgages for distressed homes. If you have a new…
Mortgage News

Ability To Repay a Mortgage: New 2014 Mortgage Rule

11 years ago
The ability to repay a mortgage has always had inherent importance as a factor in the success or otherwise of…
Mortgage News

Mortgage Qualification: What is a Qualified Mortgage?

11 years ago
Mortgage qualification is a process carried out by lenders to ensure that the borrowers can meet the monthly repayments. Lenders…
Mortgage News

Loan Modifications: Their Purpose and Eligibility

11 years ago
Loan modifications often become necessary when borrowers are unable to maintain the terms of their mortgage loan. It is also…
Mortgage News

Importance of Cleaning Gutters and Downpipes

11 years ago
Cleaning gutters and downpipes is likely the most important home maintenance job that is frequently ignored. The purpose of maintaining…
Mortgage News

Mortgage Interest Rates and Inflation: Causes of Inflation

11 years ago
Before we discuss mortgage interest rates and inflation, we must all first agree on what the term ‘inflation’ means. Many…
Mortgage News

Stage a Home With Silk Flowers, Candles and Reed Diffusers

11 years ago
When you stage a home you are making it more attractive for sale. Silk flowers, reed diffusers and scented candles…
Mortgage News

Glass Balustrading Significantly Improves Curb Appeal

11 years ago
Glass balustrading not only improves the curb appeal of your home, but offers the perfect solution to making your pool…
Mortgage News

Mortgage Options: Different Types of Mortgage Loans

11 years ago
There are several mortgage options open to you when you are buying your home. The different types of mortgage loans…
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NMLS ID# 1823586, Licensed by California BRE Lic #01311868, California DFPI Finance Lenders Law License 60DBO93907, Colorado Mortgage Company Registration, Florida Mortgage Broker License MBR3758, Licensed by Georgia Department of Banking and Finance – GRMA#1823586, Maryland Mortgage License 06-24526, North Carolina Mortgage Broker License B197971, South Carolina – DCA Mortgage Broker License, Texas SML Mortgage Company License, Virginia Broker License MC-7108

NMLS Consumer Access Website

Consumers wishing to file a complaint against a company or a residential mortgage loan originator should complete and send a complaint form to the Texas department of savings and mortgage lending, 2601 North Lamar, Suite 201, Austin, Texas 78705. Complaint forms and instructions may be obtained from the department’s website at www.sml.texas.gov. A toll-free consumer hotline is available at 1-877-276-5550.

The department maintains a recovery fund to make payments of certain actual out of pocket damages sustained by borrowers caused by acts of licensed residentialmortgage loan originators. A written application for reimbursement from the recovery fund must be filed with and investigated by the department prior to the payment of a claim. For more information about the recovery fund, please consult the department’s website at www.sml.texas.gov.

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