We are in this together!

Until further notice, GI Home Loans will pay for the Appraisal and Credit Report Fees for anyone funding a purchase loan with our company. If you are on the frontlines of the battle to defeat Covid19 and you are Active Duty Military, Police Officer, Firefighter, First Responder, Doctor or Volunteering in any capacity, doing your part in this time of great need, we will do our part by covering your appraisal and credit report fee.

This is our way of saying “Thank You” for your efforts.

Zero Down Promotion

We Have 3 Zero Down 100% Financing Programs

  1. VA Loans at 100% up to $2.5 Million. Cash-out Refinance can be as much as 90% of the appraised value.
  2. USDA Loans are available with no down-payment (100% Financing) in certain designated rural areas. Call to confirm that the property that you are looking at is in an approved track.
  3. FHA Loans typically require a 3.5% down-payment, but with our down-payment assistance programs (DAP) we can get you 100% financing. Please call to see if you qualify, some income and county restrictions apply.

California Union Promotion

GI Home Loans will pay for Appraisal and Credit Report Fees for any Active Union Members funding a purchase loan with our company. Limit of one promotion, per borrower, per transaction.

We are in this together!

Non-Prime Promotions

The One Month Bank Statement Program

Alt-A Residential


Outside of Dodd Frank – No Income Verification

Non-Prime O/O Consumer Purpose

Non-Prime N/O/O Business Purpose

Non-Prime Bridge

Fix and Flip

Non-Prime / Recent Housing Event

Portfolio Select/Alt-A

Bank Statement (Personal or Business)

Investor Cash Flow

Foreign National

Asset Qualifier

12 Months Bank Statements to $2,500,000

24 Months Bank Statements to $2,500,000

Non-Prime Full Doc to $2,500,000

Investor – No Income Loans to $2,000,000

Near Prime Full Doc to $2,000,000

Foreign National Full Doc to $2,000,000

ITIN Full Doc to $600,000

New Super Prime Plus Program

Non Owner Investor Cash Flow

Prime Plus

Just Missed Agency

Recent Housing Event

Non QM