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Home Purchase

Can You Change Jobs Before Closing on Your Home?

14 years ago
Some of life’s biggest changes occur at the same time, even when you don’t plan it that way. It may…
Home Purchase

Home Purchase Escrow Basics: What You Need to Know

14 years ago
You’ve likely heard the phrase “We’re in escrow!” before, but what does it mean? It’s always presented as though it’s…
Mortgage News

Weekly Mortgage Outlook for June 6, 2011

14 years ago
There are very few notable economic events taking place this week on the Economic Calendar that might affect rates this…
Mortgage News

Weak Economic Data = Great Mortgage Rates

14 years ago
We end this holiday week with great news for mortgage rates and bad news for the economy as a whole…
Mortgage News

Must Read: Mortgage Rate Update and Housing Data News

14 years ago
Employment Situation Report Set to Move Mortgage Rates On Friday morning, the Employment Situation Report or Jobs Report will be…
Mortgage News

Mortgage News Wrap-Up: Memorial Day Weekend 2011

14 years ago
As was expected, trading volume in the bond markets was minimal today as traders leave early for the Holiday weekend…
Home Purchase

How Much Money Do You Need to Buy a Home?

14 years ago
One of the biggest concerns of first time home buyers when they’re looking at getting their first mortgage is just…
Mortgage News

Mortgage Rate Outlook for Week of 5/23/2011

14 years ago
While rates have come down in the past month, mortgage rates this week may affected by multiple bond auctions that…
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NMLS ID# 1823586, Licensed by California BRE Lic #01311868, California DFPI Finance Lenders Law License 60DBO93907, Colorado Mortgage Company Registration, Florida Mortgage Broker License MBR3758, Licensed by Georgia Department of Banking and Finance – GRMA#1823586, Maryland Mortgage License 06-24526, North Carolina Mortgage Broker License B197971, South Carolina – DCA Mortgage Broker License, Texas SML Mortgage Company License, Virginia Broker License MC-7108

NMLS Consumer Access Website

Consumers wishing to file a complaint against a company or a residential mortgage loan originator should complete and send a complaint form to the Texas department of savings and mortgage lending, 2601 North Lamar, Suite 201, Austin, Texas 78705. Complaint forms and instructions may be obtained from the department’s website at www.sml.texas.gov. A toll-free consumer hotline is available at 1-877-276-5550.

The department maintains a recovery fund to make payments of certain actual out of pocket damages sustained by borrowers caused by acts of licensed residentialmortgage loan originators. A written application for reimbursement from the recovery fund must be filed with and investigated by the department prior to the payment of a claim. For more information about the recovery fund, please consult the department’s website at www.sml.texas.gov.

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