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Mortgage News

Mortgage Outlook for Week of August 1, 2011

14 years ago
Mortgage rates were suppressed last week by jittery markets focused on the ongoing debt ceiling debate. While there is a…
Mortgage News

Poor GDP and Consumer Sentiment Data Translates Into Low Mortgage Rates

14 years ago
U.S. Treasuries prices rose this morning (good for lower mortgage rates) as news the U.S. economy grew at an even…
Mortgage Resources

Increasing Your Home’s Value With the Right Contractor

14 years ago
With the current state of the real estate market, remodeling or completing renovations on your home is a great way…
Mortgage News

Mortgage Outlook for Week of July 25, 2011

14 years ago
Mortgage rates worsened this morning, led in part by “positive” data from the the National Association of Home Builders/Wells Fargo…
Mortgage News

Lawmakers Introduce Bill to Extend Higher Conforming Loan Limits

14 years ago
As part of the economic stimulus package in 2008, temporary loan limits were enacted to help homeowners in high-cost areas…
Home Purchase

Applying for a Mortgage: How Much Can You Afford?

14 years ago
Whether you’re applying for a mortgage for the first time or are looking at purchasing a new home and will…
Mortgage News

Mortgage Rate Outlook for Week of July 18, 2011

14 years ago
Mortgage rates continued lower last week fueled by concerns regarding employment and statements made in the June Federal Open Market…
Mortgage Rates

Economic Worries Translate Into Low Consumer Confidence and Low Mortgage Rates

14 years ago
The University of Michigan’s / Thomson Reuters widely-watched consumer confidence index shows consumer confidence moving lower driven by lack of…
Mortgage News

Federal Reserve Minutes Indicate Higher Mortgage Rates Coming

14 years ago
The Federal Reserve released notes from the June 21-22 Federal Open Market Committee (FOMC) meeting on Tuesday, shedding light on…
Home Purchase

Recurring Closing Costs: Costs of Buying and Maintaining Your Home

14 years ago
When you purchase a home for the first time, there are some expenses to keep in mind that you may…
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NMLS ID# 1823586, Licensed by California BRE Lic #01311868, California DFPI Finance Lenders Law License 60DBO93907, Colorado Mortgage Company Registration, Florida Mortgage Broker License MBR3758, Licensed by Georgia Department of Banking and Finance – GRMA#1823586, Maryland Mortgage License 06-24526, North Carolina Mortgage Broker License B197971, South Carolina – DCA Mortgage Broker License, Texas SML Mortgage Company License, Virginia Broker License MC-7108

NMLS Consumer Access Website

Consumers wishing to file a complaint against a company or a residential mortgage loan originator should complete and send a complaint form to the Texas department of savings and mortgage lending, 2601 North Lamar, Suite 201, Austin, Texas 78705. Complaint forms and instructions may be obtained from the department’s website at www.sml.texas.gov. A toll-free consumer hotline is available at 1-877-276-5550.

The department maintains a recovery fund to make payments of certain actual out of pocket damages sustained by borrowers caused by acts of licensed residentialmortgage loan originators. A written application for reimbursement from the recovery fund must be filed with and investigated by the department prior to the payment of a claim. For more information about the recovery fund, please consult the department’s website at www.sml.texas.gov.

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