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Mortgage News

Remaining in Control While Selling Your Home

14 years ago
When selling your home, there are many things that can cause stress that are out of your control. As a…
Mortgage News

Mortgage Outlook for the Week of October 10th, 2011

14 years ago
While the bond / stock markets are closed today in observance of Columbus Day today (re-opening tomorrow), this week will…
Home Purchase

Using Gift Money for Your Down Payment

14 years ago
With minimum down payment requirements for the purchase of your first home, coming up with the funds can be a…
Mortgage Rates

Record Low Mortgage Rates Moving Up For Good?

14 years ago
Mortgage rates have continued to slowly trend upwards this week from the record lows of last week. This means that…
Mortgage Rates

Qualifying for a Better Mortgage Interest Rate

14 years ago
You may not know it, but the interest rate you’ll pay for your home loan depends on a number of…
Mortgage Rates

Tips for Paying Down Your Motgage Fast

14 years ago
Whether you have an FHA loan or a private mortgage from the bank down the street, the idea of paying…
Home Purchase

What To Expect When You Take on a Mortgage?

14 years ago
The mortgage application process can be daunting for first-time home buyers. Knowing what to expect can help them to prepare…
Mortgage News

Consumer Confidence and Case-Shiller Index Update

14 years ago
Consumer Confidence Numbers Released The Conference Board Consumer Confidence Index, remained essentially unchanged in September after declining sharply in August. The…
Mortgage Rates

Yet Another Record Breaking Week for Mortgage Rates

14 years ago
Mortgage rates set record all time lows yet again this week on the back of more global fears about European…
Mortgage News

Federal Open Market Committee Update

14 years ago
The Federal Open Market Committee (FOMC) concluded its two day meeting today with a 7-3 vote to leave the Fed…
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NMLS ID# 1823586, Licensed by California BRE Lic #01311868, California DFPI Finance Lenders Law License 60DBO93907, Colorado Mortgage Company Registration, Florida Mortgage Broker License MBR3758, Licensed by Georgia Department of Banking and Finance – GRMA#1823586, Maryland Mortgage License 06-24526, North Carolina Mortgage Broker License B197971, South Carolina – DCA Mortgage Broker License, Texas SML Mortgage Company License, Virginia Broker License MC-7108

NMLS Consumer Access Website

Consumers wishing to file a complaint against a company or a residential mortgage loan originator should complete and send a complaint form to the Texas department of savings and mortgage lending, 2601 North Lamar, Suite 201, Austin, Texas 78705. Complaint forms and instructions may be obtained from the department’s website at www.sml.texas.gov. A toll-free consumer hotline is available at 1-877-276-5550.

The department maintains a recovery fund to make payments of certain actual out of pocket damages sustained by borrowers caused by acts of licensed residentialmortgage loan originators. A written application for reimbursement from the recovery fund must be filed with and investigated by the department prior to the payment of a claim. For more information about the recovery fund, please consult the department’s website at www.sml.texas.gov.

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