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Mortgage News

How Mortgage Rates Are Affected by Mortgage Backed Securities

13 years ago
Mortgage rates are affected by mortgage backed securities, usually when the money supply significantly increases or reduces. It is important…
Mortgage News

Getting a Planning Permit for Home Improvement Projects

13 years ago
Getting a planning permit for home improvement projects is not always a simple process. It can take a lot of…
Mortgage News

Three Tips to Help Reduce Credit Card Debt

13 years ago
Many find it difficult to reduce credit card debt yet it need not be. When used properly, credit cards can…
Mortgage News

Home Building Costs: The Price of Building a New House

13 years ago
Home building costs are important for a number of reasons.  Knowing the price of building a new house is of…
Mortgage News

Home Warranties: Their Need and How a Home Warranty Works

13 years ago
Home warranties are necessary because they do not come with statutory consumer guarantees. If you purchase a washing machine and…
Mortgage News

DIY Kitchen Remodeling and Renovation Ideas

13 years ago
DIY kitchen remodeling need not be expensive if you know what you are doing. Fundamentally, remodel or renovate what you…
Mortgage News

Is a Second Home a Good Investment: Advice on Second Homes

13 years ago
Is a second home a good investment or just another potential burden when markets fall? Is there genuine advice on…
Mortgage News

Square Footage of a House: How to Measure a House

13 years ago
The square footage of a house is important when buying or selling a property. Many people have no idea how…
Mortgage News

Low Appraisal – 3 Steps When the Appraisal Comes in Low

13 years ago
A low appraisal is not the end of the world, and not all appraisals are accurate. The following steps will…
Mortgage News

Home Appraisal Basics: What is Real Estate Appraisal?

13 years ago
A home appraisal is the process by which the fair market value of your home is assessed. A real estate…
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NMLS ID# 1823586, Licensed by California BRE Lic #01311868, California DFPI Finance Lenders Law License 60DBO93907, Colorado Mortgage Company Registration, Florida Mortgage Broker License MBR3758, Licensed by Georgia Department of Banking and Finance – GRMA#1823586, Maryland Mortgage License 06-24526, North Carolina Mortgage Broker License B197971, South Carolina – DCA Mortgage Broker License, Texas SML Mortgage Company License, Virginia Broker License MC-7108

NMLS Consumer Access Website

Consumers wishing to file a complaint against a company or a residential mortgage loan originator should complete and send a complaint form to the Texas department of savings and mortgage lending, 2601 North Lamar, Suite 201, Austin, Texas 78705. Complaint forms and instructions may be obtained from the department’s website at www.sml.texas.gov. A toll-free consumer hotline is available at 1-877-276-5550.

The department maintains a recovery fund to make payments of certain actual out of pocket damages sustained by borrowers caused by acts of licensed residentialmortgage loan originators. A written application for reimbursement from the recovery fund must be filed with and investigated by the department prior to the payment of a claim. For more information about the recovery fund, please consult the department’s website at www.sml.texas.gov.

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