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Mortgage News

Mortgage Points: What Are Points on a Mortgage?

12 years ago
Mortgage points offer a means of reducing your mortgage interest rate by purchasing points upfront. Each point helps your mortgage…
Mortgage News

For Sale By Owner: Are There Problems?

12 years ago
When buying a home, you may occasionally come across a home that is ‘For Sale by Owner’ that seems to…
Mortgage News

Home Fire Safety Tips: Home Wildfire Protection

12 years ago
Most home fire safety tips tend to ignore home wildfire protection since this type of protection applies only to those…
Mortgage News

Modern Interior Design: Some Tips on Home Décor

12 years ago
Modern interior design contributes significantly to making a home look the way it does. However, it is the people living…
Mortgage News

Buying a Foreclosure – Problems Buying Distressed Homes

12 years ago
Buying a foreclosure might not be as easy as you think since buying distressed homes has its own issues to…
Mortgage News

Why 3 Bids for Your Construction Project Are Necessary

12 years ago
When you have a construction projection bet price quotes for, you should make sure that you get at least 3…
Mortgage News

How to Buy or Sell a Home That’s Off the Market

12 years ago
Before you decide to buy or sell a home that’s off the market, you should first take the advice of…
Mortgage News

Retired With a Mortgage and Cash to Spare?

12 years ago
If you are retired with a mortgage, and have the cash to spare to clear it, what are your options?…
Mortgage News

Do Weekly or Bi-weekly Mortgage Payments Offer Benefits?

12 years ago
Do weekly and bi-weekly mortgage payments offer any benefits? If you are actively seeking a mortgage, or have just recently…
Mortgage News

Home Inspections from Different Perspectives

12 years ago
Home inspections are essential if you intend to buy a home. Property inspections are not the easiest of things to…
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NMLS ID# 1823586, Licensed by California BRE Lic #01311868, California DFPI Finance Lenders Law License 60DBO93907, Colorado Mortgage Company Registration, Florida Mortgage Broker License MBR3758, Licensed by Georgia Department of Banking and Finance – GRMA#1823586, Maryland Mortgage License 06-24526, North Carolina Mortgage Broker License B197971, South Carolina – DCA Mortgage Broker License, Texas SML Mortgage Company License, Virginia Broker License MC-7108

NMLS Consumer Access Website

Consumers wishing to file a complaint against a company or a residential mortgage loan originator should complete and send a complaint form to the Texas department of savings and mortgage lending, 2601 North Lamar, Suite 201, Austin, Texas 78705. Complaint forms and instructions may be obtained from the department’s website at www.sml.texas.gov. A toll-free consumer hotline is available at 1-877-276-5550.

The department maintains a recovery fund to make payments of certain actual out of pocket damages sustained by borrowers caused by acts of licensed residentialmortgage loan originators. A written application for reimbursement from the recovery fund must be filed with and investigated by the department prior to the payment of a claim. For more information about the recovery fund, please consult the department’s website at www.sml.texas.gov.

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