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Mortgage News

3 Ways Homeowners Can Get A Lower Mortgage Payment

9 years ago
Would a lower mortgage payment make a difference in your lifestyle or family budget? If you have a burdensome pile…
Mortgage News

Don’t Depend On Your Last Pay Statement To Get That Mortgage

9 years ago
The Sixty-Day Seasoning Rule When you are waiting for approval on your home loan, you need to prepare for this…
Mortgage News

Had Enough Of Renting? Maybe It’s Time To Buy Your First Home

9 years ago
So, you think you’re ready to end your time as a renter and buy your first home. In the long-term,…
Mortgage News

Position Your Offer To Purchase For Home Buying Success

9 years ago
The Dance of Offer and Counter-Offer Any offer to purchase a home begins a process that is both formal and…
Mortgage News

Having A Mortgage Payment Emergency – What Do You Do?

9 years ago
Alarms Will Sound When You Miss A Payment Financial challenges, such as making mortgage payments every month, are stressful facts…
Mortgage News

Buying A Home To Retire In It? Careful How You Do It!

9 years ago
Buying a home is an important life choice; buying one to retire in is even more momentous. Where you will…
Mortgage News

Even More Homebuyer Mortgage Tips To Make It Happen

9 years ago
More Home Loan Hacks For First Time Homebuyers Homebuyers should shop around for mortgage bargains; not all terms and conditions…
Mortgage News

Back To Basics – What Goes Into A Mortgage Anyway?

9 years ago
Owning your home quite and accomplishment and one to which many people aspire. Most consumers have to do this by…
Mortgage News

When Is A Reverse Mortgage The Right Choice For You?

9 years ago
When is a reverse mortgage right for you? The short answer is that reverse mortgages are for seniors. However, you…
Mortgage News

Real Estate Disclosures – When Notification Delivers Protection

9 years ago
Because Sellers Should Tell Buyers Certain Things Sellers have a growing list of disclosures they are required to make to…
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NMLS ID# 1823586, Licensed by California BRE Lic #01311868, California DFPI Finance Lenders Law License 60DBO93907, Colorado Mortgage Company Registration, Florida Mortgage Broker License MBR3758, Licensed by Georgia Department of Banking and Finance – GRMA#1823586, Maryland Mortgage License 06-24526, North Carolina Mortgage Broker License B197971, South Carolina – DCA Mortgage Broker License, Texas SML Mortgage Company License, Virginia Broker License MC-7108

NMLS Consumer Access Website

Consumers wishing to file a complaint against a company or a residential mortgage loan originator should complete and send a complaint form to the Texas department of savings and mortgage lending, 2601 North Lamar, Suite 201, Austin, Texas 78705. Complaint forms and instructions may be obtained from the department’s website at www.sml.texas.gov. A toll-free consumer hotline is available at 1-877-276-5550.

The department maintains a recovery fund to make payments of certain actual out of pocket damages sustained by borrowers caused by acts of licensed residentialmortgage loan originators. A written application for reimbursement from the recovery fund must be filed with and investigated by the department prior to the payment of a claim. For more information about the recovery fund, please consult the department’s website at www.sml.texas.gov.

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