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Mortgage News

Home Appraisal Basics: What is Real Estate Appraisal?

8 years ago
A home appraisal is the process by which the fair market value of your home is assessed. A real estate…
Mortgage News

Is Solar Energy Suitable For You? 7 Tips For Going Solar

8 years ago
The following 7 tips for going solar should help you decide if solar energy is suitable for your home or…
Mortgage News

Smooth Top Stoves: Pros and Cons of Ceramic Cookers

8 years ago
Smooth top stoves have a modern look to them, and the term encompass both glass and ceramic topped cookers. Many…
Mortgage News

Home Disasters: Preparing Your Home For a Disaster

8 years ago
Home disasters do happen, and preparing your home for a disaster is a worthwhile thing to do. Your geographical location…
Mortgage News

Three Tips to Help Improve Your FICO Score

8 years ago
Your FICO score, named after the Fair Isaac Corporation that established it, is a measure of your credit worthiness. Since…
Mortgage News

Moving Day: What to Do to Make Moving Home Run Smoothly

8 years ago
You are moving home and moving day has arrived. You’ve hired the mover, changed your address with the postal services…
Mortgage News

The Benefits of Real Estate Open Houses to Homeowners

8 years ago
Visiting real estate open houses can be useful to homeowners for a number of reasons, even if they are not…
Mortgage News

GDP Basics: Real and Per Capita GDP

8 years ago
The following GDP basics explain what the term GDP means and how it is calculated.  The GDP is the Gross…
Mortgage News

How Does Refinancing Work: How to Refinance a Mortgage

8 years ago
How does refinancing work in terms of refinancing a mortgage? If you want to learn how to refinance a mortgage…
Mortgage News

Three Tips to Help Sell Your Home Quickly

8 years ago
There are several reasons why you might want to sell your home quickly. Perhaps house prices are falling, and you…
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NMLS ID# 1823586, Licensed by California BRE Lic #01311868, California DFPI Finance Lenders Law License 60DBO93907, Colorado Mortgage Company Registration, Florida Mortgage Broker License MBR3758, Licensed by Georgia Department of Banking and Finance – GRMA#1823586, Maryland Mortgage License 06-24526, North Carolina Mortgage Broker License B197971, South Carolina – DCA Mortgage Broker License, Texas SML Mortgage Company License, Virginia Broker License MC-7108

NMLS Consumer Access Website

Consumers wishing to file a complaint against a company or a residential mortgage loan originator should complete and send a complaint form to the Texas department of savings and mortgage lending, 2601 North Lamar, Suite 201, Austin, Texas 78705. Complaint forms and instructions may be obtained from the department’s website at www.sml.texas.gov. A toll-free consumer hotline is available at 1-877-276-5550.

The department maintains a recovery fund to make payments of certain actual out of pocket damages sustained by borrowers caused by acts of licensed residentialmortgage loan originators. A written application for reimbursement from the recovery fund must be filed with and investigated by the department prior to the payment of a claim. For more information about the recovery fund, please consult the department’s website at www.sml.texas.gov.

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