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Mortgage News

What Are Comparable Sales: How They Are Used in Appraising Your Home

8 years ago
What are comparable sales? How are they used in appraising your home? We are often asked these questions, and the…
Mortgage News

Five Things You Should Not Do Before Purchasing a Home

8 years ago
There are many things you should not do before purchasing a home, or you may compromise your chances of getting…
Mortgage News

Mortgage Basics: The Pre-Approval Process

8 years ago
Many homebuyers are not aware that getting pre-approved for a home loan might just be what gets you them a…
Mortgage News

Why Getting Pre-Approved is Important While House Hunting

8 years ago
It is easy to get swept up in the excitement of shopping for a new home, especially when it is…
Mortgage News

Tips For Making Your Realtor Relationship Run Smoothly

8 years ago
Whether you’ve been living in your home for a year or for thirty years, you will have to go through…
Mortgage News

Home Warranties: Their Need and How a Home Warranty Works

8 years ago
Home warranties are necessary because they do not come with statutory consumer guarantees. If you purchase a washing machine and…
Mortgage News

DIY Kitchen Remodeling and Renovation Ideas

8 years ago
DIY kitchen remodeling need not be expensive if you know what you are doing. Fundamentally, remodel or renovate what you…
Mortgage News

Is a Second Home a Good Investment: Advice on Second Homes

8 years ago
Is a second home a good investment or just another potential burden when markets fall? Is there genuine advice on…
Mortgage News

Square Footage of a House: How to Measure a House

8 years ago
The square footage of a house is important when buying or selling a property. Many people have no idea how…
Mortgage News

Low Appraisal – 3 Steps When the Appraisal Comes in Low

8 years ago
A low appraisal is not the end of the world, and not all appraisals are accurate. The following steps will…
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NMLS ID# 1823586, Licensed by California BRE Lic #01311868, California DFPI Finance Lenders Law License 60DBO93907, Colorado Mortgage Company Registration, Florida Mortgage Broker License MBR3758, Licensed by Georgia Department of Banking and Finance – GRMA#1823586, Maryland Mortgage License 06-24526, North Carolina Mortgage Broker License B197971, South Carolina – DCA Mortgage Broker License, Texas SML Mortgage Company License, Virginia Broker License MC-7108

NMLS Consumer Access Website

Consumers wishing to file a complaint against a company or a residential mortgage loan originator should complete and send a complaint form to the Texas department of savings and mortgage lending, 2601 North Lamar, Suite 201, Austin, Texas 78705. Complaint forms and instructions may be obtained from the department’s website at www.sml.texas.gov. A toll-free consumer hotline is available at 1-877-276-5550.

The department maintains a recovery fund to make payments of certain actual out of pocket damages sustained by borrowers caused by acts of licensed residentialmortgage loan originators. A written application for reimbursement from the recovery fund must be filed with and investigated by the department prior to the payment of a claim. For more information about the recovery fund, please consult the department’s website at www.sml.texas.gov.

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