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Mortgage News

How Does Refinancing Work: How to Refinance a Mortgage

13 years ago
How does refinancing work in terms of refinancing a mortgage? If you want to learn how to refinance a mortgage…
Mortgage News

Three Tips to Help Sell Your Home Quickly

13 years ago
There are several reasons why you might want to sell your home quickly. Perhaps house prices are falling, and you…
Mortgage News

What is an HOA: Homeowners Association Basics

13 years ago
What is an HOA or homeowners association? Fundamentally, an HOA is a body that sets rules and restrictions for people…
Mortgage News

Happy Veterans Day

13 years ago
Mortgage News

How Much Home Can I Afford: Mortgage Affordability Factors

13 years ago
The question “How much home can I afford?” is a common one with new buyers, and there is no easy…
Mortgage News

What Are Comparable Sales: How They Are Used in Appraising Your Home

13 years ago
What are comparable sales? How are they used in appraising your home? We are often asked these questions, and the…
Mortgage News

Time to Vote!

13 years ago
Mortgage News

Mortgage Update for the Week Beginning November 5, 2012

13 years ago
Last week saw mortgage rates improve modestly after slightly better than expected economic / employment data was released and Hurricane…
Mortgage News

Mortgage Rate Update for the Week Ending November 2, 2012

13 years ago
This morning saw the release of Bureau of Labor Statistics (BLS) Non-Farm Payrolls report data showing that payroll employment increased by 171,000…
Mortgage News

Five Things You Should Not Do Before Purchasing a Home

13 years ago
There are many things you should not do before purchasing a home, or you may compromise your chances of getting…
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NMLS ID# 1823586, Licensed by California BRE Lic #01311868, California DFPI Finance Lenders Law License 60DBO93907, Colorado Mortgage Company Registration, Florida Mortgage Broker License MBR3758, Licensed by Georgia Department of Banking and Finance – GRMA#1823586, Maryland Mortgage License 06-24526, North Carolina Mortgage Broker License B197971, South Carolina – DCA Mortgage Broker License, Texas SML Mortgage Company License, Virginia Broker License MC-7108

NMLS Consumer Access Website

Consumers wishing to file a complaint against a company or a residential mortgage loan originator should complete and send a complaint form to the Texas department of savings and mortgage lending, 2601 North Lamar, Suite 201, Austin, Texas 78705. Complaint forms and instructions may be obtained from the department’s website at www.sml.texas.gov. A toll-free consumer hotline is available at 1-877-276-5550.

The department maintains a recovery fund to make payments of certain actual out of pocket damages sustained by borrowers caused by acts of licensed residentialmortgage loan originators. A written application for reimbursement from the recovery fund must be filed with and investigated by the department prior to the payment of a claim. For more information about the recovery fund, please consult the department’s website at www.sml.texas.gov.

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