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Mortgage News

Moving With Pets: Tips on Relocating With Pets

12 years ago
Moving with pets takes a bit of pre-planning. The following tips on relocating with pets will help make the transition…
Mortgage News

Green Mortgages: What are Energy Efficient Mortgages?

12 years ago
Green mortgages are energy efficient mortgages that have been discussed since the early 1980s. It s possible to have energy-efficient improvements…
Mortgage News

Buying an Older Home: 10 Things to Look Out For

12 years ago
Buying an older home can be extremely rewarding, but can also be fraught with danger. Before purchasing an older home,…
Mortgage News

Yard Staging Tips When Selling Your Home

12 years ago
Yard staging is often overlooked by people selling their homes. Curb appeal is very important, and many sellers will spend…
Mortgage News

Mortgage Calculator: Easily Calculate Mortgage Payments

12 years ago
An online mortgage calculator can help you to calculate mortgage payments and interest. Such calculators can take various forms, but…
Mortgage News

Cleaning a Patio: Brick and Paver Patio Maintenance

12 years ago
Cleaning a patio is an essential aspect of brick and paver patio maintenance. If left without maintenance or cleaning, a…
Mortgage News

Loan Modification: Basics of Mortgage Modifications

12 years ago
Loan modification is a process that enables those in danger of foreclosure to modify or rearrange their mortgage. Fundamentally, the…
Mortgage News

Real Estate Appraisal Using Home Valuation Websites

12 years ago
Real estate appraisal can be carried out on home valuation websites using automated valuation models (AVMs). This might seem to…
Mortgage News

Mortgage Down Payment Assistance Programs

12 years ago
Down payment assistance programs (DPA) are designed to help you with your down payment when buying a home. If you…
Mortgage News

How Much Mortgage Can I Afford

12 years ago
What mortgage can I afford?  Practically all house buyers have asked themselves that question at one time or another.  What…
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NMLS ID# 1823586, Licensed by California BRE Lic #01311868, California DFPI Finance Lenders Law License 60DBO93907, Colorado Mortgage Company Registration, Florida Mortgage Broker License MBR3758, Licensed by Georgia Department of Banking and Finance – GRMA#1823586, Maryland Mortgage License 06-24526, North Carolina Mortgage Broker License B197971, South Carolina – DCA Mortgage Broker License, Texas SML Mortgage Company License, Virginia Broker License MC-7108

NMLS Consumer Access Website

Consumers wishing to file a complaint against a company or a residential mortgage loan originator should complete and send a complaint form to the Texas department of savings and mortgage lending, 2601 North Lamar, Suite 201, Austin, Texas 78705. Complaint forms and instructions may be obtained from the department’s website at www.sml.texas.gov. A toll-free consumer hotline is available at 1-877-276-5550.

The department maintains a recovery fund to make payments of certain actual out of pocket damages sustained by borrowers caused by acts of licensed residentialmortgage loan originators. A written application for reimbursement from the recovery fund must be filed with and investigated by the department prior to the payment of a claim. For more information about the recovery fund, please consult the department’s website at www.sml.texas.gov.

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