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Mortgage News

Standard Mortgage or FHA Mortgage: which Should You Choose

12 years ago
There are many questions regarding differences between standard or FHA mortgages. An FHA mortgage is not offered by the FHA…
Mortgage News

Home Appliance Maintenance Tips: Keep Your Appliances Working

12 years ago
These home appliance maintenance tips are intended to help you to extend the life of your home appliances, such as…
Mortgage News

Selling Your House: Biggest Turnoffs When Touring a Home

12 years ago
When selling your house you must be aware of some of the biggest turnoffs when touring a home if you…
Mortgage News

Buy a Foreclosure: Tips on Buying Foreclosures

12 years ago
When you buy a foreclosure, it is not the same as buying a home on the general real estate market.…
Mortgage News

Staging a Home For Sale: Interior or Exterior First?

12 years ago
When staging a home for sale you should look at your property the same way as a prospective buyer would.…
Mortgage News

Who Owns My Mortgage Loan – my Lender or Freddie Mac?

12 years ago
“Who owns my mortgage loan?” This is not an unusual question, but the answer is not as straightforward as you…
Mortgage News

Joint Mortgages: The Pros and Cons of a Joint Mortgage

12 years ago
Joint mortgages can be beneficial in terms of qualifying for a larger loan, but there are also some disadvantages to…
Mortgage News

Mortgage Prepayment Penalties Basics

12 years ago
Mortgage prepayment penalties are still applied to certain mortgage accounts, even though they are not as common as they were…
Mortgage News

Moving Home: Should You Buy First or Sell First?

12 years ago
When selling your home it is always best to make sure you have somewhere to live when your home sells.…
Mortgage News

What to Avoid when Seeking a Mortgage

12 years ago
There are many things to avoid when seeking a mortgage. One issue to avoid is that the interest rate quoted…
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NMLS ID# 1823586, Licensed by California BRE Lic #01311868, California DFPI Finance Lenders Law License 60DBO93907, Colorado Mortgage Company Registration, Florida Mortgage Broker License MBR3758, Licensed by Georgia Department of Banking and Finance – GRMA#1823586, Maryland Mortgage License 06-24526, North Carolina Mortgage Broker License B197971, South Carolina – DCA Mortgage Broker License, Texas SML Mortgage Company License, Virginia Broker License MC-7108

NMLS Consumer Access Website

Consumers wishing to file a complaint against a company or a residential mortgage loan originator should complete and send a complaint form to the Texas department of savings and mortgage lending, 2601 North Lamar, Suite 201, Austin, Texas 78705. Complaint forms and instructions may be obtained from the department’s website at www.sml.texas.gov. A toll-free consumer hotline is available at 1-877-276-5550.

The department maintains a recovery fund to make payments of certain actual out of pocket damages sustained by borrowers caused by acts of licensed residentialmortgage loan originators. A written application for reimbursement from the recovery fund must be filed with and investigated by the department prior to the payment of a claim. For more information about the recovery fund, please consult the department’s website at www.sml.texas.gov.

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