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Mortgage News

Title Insurance: Is it Necessary and Why?

11 years ago
Title insurance protects you from problems relating to the title or ownership of your home. Most properties have passed through…
Mortgage News

Mortgage Point Basics: Why Paying Points is an Investment

11 years ago
Mortgage points, also referred to as ‘discount points,’ are payable at closing. Each point is charged at 1% of your…
Mortgage News

Buying Distressed Properties: Is it Worthwhile?

11 years ago
Buying distressed properties is not the route to profit it once was, although you may still be able get some…
Mortgage News

Real Estate Offers: What to Offer When Buying a House

11 years ago
When making an offer on a home, it is important to make sure you are making an educated offer. You know…
Mortgage News

Financing Closing Costs: Is it Worth it?

11 years ago
Financing closing costs might save you having to come up with a lot of cash, but is it worthwhile doing? Here…
Mortgage News

Mortgage Amortization and Mortgage Repayments

11 years ago
Mortgage amortization is designed to allow you to pay the same monthly mortgage repayments for the entire term of your…
Mortgage News

Mortgage Loans: Types of Mortgage Lenders and Loan Officers

11 years ago
Mortgage loans are available from different types of mortgage lenders. Many people are confused by the differences between types of…
Mortgage News

Joint Mortgage and Joint Ownership: Which is the Better?

11 years ago
A joint mortgage means nothing more than that two people are sharing the responsibility for paying the mortgage loan. Both…
Mortgage News

Moving With Children – How to Make Moving Easy

11 years ago
It is important that you make moving easy on your children. If you find moving home stressful, as most adults…
Mortgage News

Caring for Indoor Plants: Increase the Value of Your Home

11 years ago
You can increase the value of your home by caring for indoor plants. Nobody deliberately neglects or kills their houseplants,…
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NMLS ID# 1823586, Licensed by California BRE Lic #01311868, California DFPI Finance Lenders Law License 60DBO93907, Colorado Mortgage Company Registration, Florida Mortgage Broker License MBR3758, Licensed by Georgia Department of Banking and Finance – GRMA#1823586, Maryland Mortgage License 06-24526, North Carolina Mortgage Broker License B197971, South Carolina – DCA Mortgage Broker License, Texas SML Mortgage Company License, Virginia Broker License MC-7108

NMLS Consumer Access Website

Consumers wishing to file a complaint against a company or a residential mortgage loan originator should complete and send a complaint form to the Texas department of savings and mortgage lending, 2601 North Lamar, Suite 201, Austin, Texas 78705. Complaint forms and instructions may be obtained from the department’s website at www.sml.texas.gov. A toll-free consumer hotline is available at 1-877-276-5550.

The department maintains a recovery fund to make payments of certain actual out of pocket damages sustained by borrowers caused by acts of licensed residentialmortgage loan originators. A written application for reimbursement from the recovery fund must be filed with and investigated by the department prior to the payment of a claim. For more information about the recovery fund, please consult the department’s website at www.sml.texas.gov.

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