Renting Versus Buying Your Home
Your Freedom To Leave Is Their Freedom To Make You Leave Home ownership is something that makes you feel secure. Knowing…
The Simplest Possible Explanation Of Prepayment Penalty Basics
Why on earth would you be willing to pay for the privilege of paying off your home loan? That is…
Credit Report Basics (As They Relate To Mortgages)
The Credit Data Big Three Credit card basics form one of the key features of modern life. When you think about…
HARP Basics
The HARP Refinancing Lifeline In An Ocean Of Debt The last few years have seen some turbulent times in the…
Mortgage Pre-Approval: Why A Pre-Approved Mortgage Makes Sense
Mortgage pre-approval for real estate financing will put you in a much stronger position when you’re hunting for the home…
Fixed Rate Mortgage Basics
Locking In Your Future Payments When it comes to fixed mortgage basics, the greatest benefit for homebuyers is peace of…
FHA Basics: Government Insured Home Loans
How The FHA Built A Nation Of Homeowners If it were not for the Federal Housing Administration (FHA) insured home…
Adjustable Rate Basics: Fixed Or ARM?
Is The Adjustable Rate Mortgage Just A Fair Weather Financial Friend? Given the option, homeowners have always tended to prefer…
Cash-Out Refinance or Second Mortgage for Debt Consolidation
Cash-out refinance or a second mortgage can be used for debt consolidation if that becomes necessary. If the monthly payments…
Avoiding Foreclosure With an FHFA Loan Modification
Avoiding foreclosure is not easy, but an FHFA loan modification can help (FHFA is the Federal Housing Finance Agency.) When…