What Can FHA and VA Mortgages Offer Me?
Since the disaster of the sub-prime home-loan crisis that started in 2007 and really has not completely resolved itself in…
What Is The Federal Reserve: Federal Reserve System Basics
Overview The central bank of the United States that is entrusted with the responsibility of making sure the nation has…
Home Appraisal Basics: Who Needs An Appraisal?
When it comes down to the home appraisal basics what matters is the value that the lender will agree on…
What is The FSA Ability to Repay Rule?
The Farm Service Agency (FSA) is a part of the U.S. Department of Agriculture (USDA) and the institution responsible for…
HARP: The Home Affordable Refinance Program
The Home Affordable Refinance Program or HARP is a program by the federal government to help homeowners in refinancing their…
Can A Distressed Property Be Your Dream Home?
Anyone old enough to remember the eighties movie The Money Pit will think twice about purchasing a distressed property that…
Should A Mortgage Be Cleared On Retirement?
There are many people who, upon retirement, receive a lump sum payment. While it could be very tempting to pay…
The Mortgage Application Process In Four Stages
The mortgage application process is all about the paperwork and you can generally determine your eligibility for a home loan…
What is the FED or FOMC?
Who Is The Fed? And What Does The FOMC Do? The key to understanding the Fed and the Federal Open…
Mortgages For Retired People: Can Retired Home Buyers Get A Mortgage?
Ever wondered what a person should do who is currently retired from his or her job but always had a…