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Mortgage News

Do Adjustable Rates Make Home Loans Dangerous?

9 years ago
Adjustable rate mortgages or ARMs are home loans where your payments change with the state of the economy, to reflect…
Mortgage News

Refinance To Pay Off Your Home Loans Faster, But Watch Out For These Traps

9 years ago
Of Shorter Terms And Greater Equity Your signed up for your first home loan, it was probably over thirty years…
Mortgage News

Financing Manufactured Housing And Mobile Homes

9 years ago
You Can Finance Your Manufactured Home Since the dawn of the automotive age, mobile homes have been convenient options for…
Mortgage News

Private Mortgage Insurance Is Your Conventional Loan Leverage

9 years ago
But Leave It Behind At The First Opportunity If you thought that borrowers have to put a twenty percent down…
Mortgage News

Do These Three Things To Raise The Down Payment On Your First Home

9 years ago
Three Things To Unlock Your First Home Did you know that it could be cheaper to buy than to rent…
Mortgage News

Marking The Path To Home Ownership With Information

9 years ago
Use Your Personal Financial Information To Help Yourself The digital age gives consumers the chance to find out how they…
Mortgage News

Jumbo Loans Unlock Dream Homes

9 years ago
Financing A Worldly Paradise If price were no limit what kind of house would you buy? If you look around…
Mortgage News

Should You Take The First Loan Your Lender Offers?

9 years ago
Crafting The Right Loan For You The principle here is to get prequalified with confidence but get pre-approved sparingly. The…
Mortgage News

Should I Invest All Cash Or Finance My Home Purchase?

9 years ago
Should You Keep Ahold Of The Folded Gold? In spite of the financial stress and strains on the average consumer there…
Mortgage News

Some Places Age Better Than Others – Here’s What To Look For

9 years ago
Built At The Same Time And Crumbling Together When you are house hunting and you are looking for any bit…
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NMLS ID# 1823586, Licensed by California BRE Lic #01311868, California DFPI Finance Lenders Law License 60DBO93907, Colorado Mortgage Company Registration, Florida Mortgage Broker License MBR3758, Licensed by Georgia Department of Banking and Finance – GRMA#1823586, Maryland Mortgage License 06-24526, North Carolina Mortgage Broker License B197971, South Carolina – DCA Mortgage Broker License, Texas SML Mortgage Company License, Virginia Broker License MC-7108

NMLS Consumer Access Website

Consumers wishing to file a complaint against a company or a residential mortgage loan originator should complete and send a complaint form to the Texas department of savings and mortgage lending, 2601 North Lamar, Suite 201, Austin, Texas 78705. Complaint forms and instructions may be obtained from the department’s website at www.sml.texas.gov. A toll-free consumer hotline is available at 1-877-276-5550.

The department maintains a recovery fund to make payments of certain actual out of pocket damages sustained by borrowers caused by acts of licensed residentialmortgage loan originators. A written application for reimbursement from the recovery fund must be filed with and investigated by the department prior to the payment of a claim. For more information about the recovery fund, please consult the department’s website at www.sml.texas.gov.

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