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Mortgage News

Get Ready For The Bump When Your ARM Adjusts!

9 years ago
The Day Has Arrived That day that you thought was far off in the future when you signed for your adjustable…
Mortgage News

As Prices Go Up How Soon Can I Refinance My Mortgage?

9 years ago
Don’t Just Churn Your Finances Once you have closed on your mortgage, collected the keys and settled into your new…
Mortgage News

What Are The Rules For Self-Employed Borrowers?

9 years ago
Information Is The Key For Self-Employed Borrowers Independent professionals and freelance workers lack the paperwork that lenders rely on to…
Mortgage News

5 Tips To Finance Rental Units

9 years ago
Private investors often act as lenders to finance deals that provide reliable security on which to earn income and asset…
Mortgage News

What Will Influence The Price Of My ARM Rate-Hike?

9 years ago
The Adjustment Depends On The Index When you take out an adjustable rate mortgage (ARM), you agree to allow your…
Mortgage News

Why Shorter Terms Pay Lower Interest Rates And Other Interesting Facts

9 years ago
Where is the logic in the way that lenders choose interest rates? Why are fifteen-year home loans cheaper than thirty-year mortgages?…
Mortgage News

How Much Will It Cost To Refinance Your Mortgage?

9 years ago
The question of the cost of refinancing your mortgage is simple enough on the surface, but the details and the…
Mortgage News

When Would You Leave One Partner Off The Loan Application?

9 years ago
Spouses Go Solo They do say that two can live as cheaply as one and a marital partnership usually supports…
Mortgage News

Prequalifying When You Still Have Outstanding Student Loans

9 years ago
It is a fact of modern life that if you have attended college in the last decade, you are likely…
Mortgage News

Scooping Out The Middle With Home Equity Loans

9 years ago
What Is A Home Equity Line Of Credit? Do you have enough equity in your home to cash out and…
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NMLS ID# 1823586, Licensed by California BRE Lic #01311868, California DFPI Finance Lenders Law License 60DBO93907, Colorado Mortgage Company Registration, Florida Mortgage Broker License MBR3758, Licensed by Georgia Department of Banking and Finance – GRMA#1823586, Maryland Mortgage License 06-24526, North Carolina Mortgage Broker License B197971, South Carolina – DCA Mortgage Broker License, Texas SML Mortgage Company License, Virginia Broker License MC-7108

NMLS Consumer Access Website

Consumers wishing to file a complaint against a company or a residential mortgage loan originator should complete and send a complaint form to the Texas department of savings and mortgage lending, 2601 North Lamar, Suite 201, Austin, Texas 78705. Complaint forms and instructions may be obtained from the department’s website at www.sml.texas.gov. A toll-free consumer hotline is available at 1-877-276-5550.

The department maintains a recovery fund to make payments of certain actual out of pocket damages sustained by borrowers caused by acts of licensed residentialmortgage loan originators. A written application for reimbursement from the recovery fund must be filed with and investigated by the department prior to the payment of a claim. For more information about the recovery fund, please consult the department’s website at www.sml.texas.gov.

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