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Mortgage News

Vacation Home Or Rental Finance – Choose The Right Loan

9 years ago
Did You Want A Vacation Home Or An Investment? If you are in the fortunate position of considering the purchase…
Mortgage News

Digging Up The Hidden Costs Before They Trip You Up

9 years ago
Buying a home usually comes with hidden costs, bills that pop up at some point in the process. While these…
Mortgage News

Income Stability Gets The Mortgage Done Better Here Is Why

9 years ago
Income stability is the key attribute that mortgage underwriters wish to see in a home loan applicant. When you begin…
Mortgage News

Foreclosures Are Still Hot But Wait! Read This First!

9 years ago
Foreclosed Homes Are Still Waiting For Buyers Perhaps you have heard that the potential for building a real estate empire…
Mortgage News

Jumbo Loans For Luxury Homes – Going Beyond The Conforming Limits

9 years ago
Conforming Versus Non-Conforming Loans So, where are the limits in conventional home lending and why do they matter? It certainly…
Mortgage News

Should You Trade Discount Points For Your Down Payment?

9 years ago
Should you divert funds from your down payment to get better terms on your monthly payments? Or should you go…
Mortgage News

Finding The Absolute Lowest Interest Rate

9 years ago
Where Do You Find The Lowest Interest Rate On Offer Today? Many factors play roles in determining home loan interest rates. Some…
Mortgage News

Funding Home Upgrades By Cash Back At Closing

9 years ago
Options For Financing Rehab And Home Repair When you buy a home, whether to occupy or as an investment, no…
Mortgage News

Funding Home Improvement With Home Equity

9 years ago
How To Withdraw Equity For Home Improvement It may be that you are purchasing a property that needs renovation or…
Mortgage News

What Do Mortgage Originators Do After Your FHA Home Loan Closes?

9 years ago
Mortgage Originators Initiate The Process Your mortgage lender is part of an extensive and wealthy system of residential real estate…
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NMLS ID# 1823586, Licensed by California BRE Lic #01311868, California DFPI Finance Lenders Law License 60DBO93907, Colorado Mortgage Company Registration, Florida Mortgage Broker License MBR3758, Licensed by Georgia Department of Banking and Finance – GRMA#1823586, Maryland Mortgage License 06-24526, North Carolina Mortgage Broker License B197971, South Carolina – DCA Mortgage Broker License, Texas SML Mortgage Company License, Virginia Broker License MC-7108

NMLS Consumer Access Website

Consumers wishing to file a complaint against a company or a residential mortgage loan originator should complete and send a complaint form to the Texas department of savings and mortgage lending, 2601 North Lamar, Suite 201, Austin, Texas 78705. Complaint forms and instructions may be obtained from the department’s website at www.sml.texas.gov. A toll-free consumer hotline is available at 1-877-276-5550.

The department maintains a recovery fund to make payments of certain actual out of pocket damages sustained by borrowers caused by acts of licensed residentialmortgage loan originators. A written application for reimbursement from the recovery fund must be filed with and investigated by the department prior to the payment of a claim. For more information about the recovery fund, please consult the department’s website at www.sml.texas.gov.

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