Sgt. Evans was a pleasure to work with. He was transparent about the process and about how much he made. He had nothing to hide. Everything was in the closing disclosures you will receive when you do a loan with him so you won’t feel as if you are getting ripped off. I was in the process with another company and made the switch because his company was more competitive. Derrick Evans has outstanding customer service skills and will get the job done as quickly as you send him your required documents. He will communicate with you every step of the way. I was able to combine my first and HELOC and still got a little lower rate. Considering the HELOC, or second mortgage is typically higher. I would give Sgt. Evans my highest recommendation to do business with and would refer him to friends and family. So what are you waiting for? Let him earn your business.