Your FICO score, named after the Fair Isaac Corporation that established it, is a measure of your credit worthiness. Since it is used by most lenders to decide whether or not to offer you credit, and if so at what interest rate, it makes sense to do whatever you can to improve it. Here are […]

FICO credit scores are use by lenders to assess how likely you are to be able to repay a loan. If you intend applying for a mortgage, knowing how FICO credit scores work could be of advantage to you. Understanding them might enable you to improve your credit score before you make your application. First, […]

You may not know it, but the interest rate you’ll pay for your home loan depends on a number of different factors. Changing any one of these factors can help not only make you a better candidate for a loan, but also ease the financial burden that comes from a major purchase like buying a […]